The Unified AI Platform for Lending & Loan Portfolio Management

Parse.ai helps lenders underwrite smarter and manage portfolios through the entire loan lifecycle—delivering faster credit decisions, better risk controls, and higher profitability.

Request a Demo

PARSE.AI: CREDIT UNDERWRITING AND PARSE.AI PORTFOLIO ANALYTICS

HOW IT WORKS

From Loan Underwriting to Portfolio Insights—All in Minutes

Parse.ai eliminates manual work across the lending lifecycle. From analyzing borrower documents to forecasting portfolio losses, our AI agents process millions of records securely and accurately—so your teams can focus on decisions, not data prep.

Receive

Ingest

Drag and drop borrower documents or upload portfolio data from core banking, LMS, or Excel files.
Receive

Identify

Automatically detect document types, data formats, and borrower attributes across structured and unstructured inputs.
Receive

Transform

Clean, normalize, and structure information into views that mirror how credit experts think.
Receive

Enrich

Apply financial and risk algorithms, detect anomalies, and embed your institutional credit policies for contextual insights.
Receive

Analyze

Understand borrower risk, portfolio performance, and collection strategies using predictive analytics, segmentation, and statistical analysis.

OUR PRODUCT

One Platform for Underwriting & Portfolio Intelligence

Parse.ai brings together everything credit, risk, and portfolio teams need in a single platform—so you can underwrite loans, manage portfolios, and optimize collections without needing large analyst or data science teams.

Commercial Loan Underwriting

Extract data from borrower documents, spread financials, and generate credit memos aligned with your policies.

Portfolio Analytics

Visualize borrower and loan distributions, detect trends, and identify concentration risks instantly.

Cohort & Vintage Analysis

Monitor loan performance by approval period, geography, or segment to surface early warning signs.

Credit Risk Modeling

Predict defaults, losses, and portfolio stress outcomes with built in deterministic models.

Collections Intelligence

Forecast recoveries, segment delinquent borrowers, and recommend best fit collection strategies.

Stress Testing & Forecasting

Simulate economic scenarios and forecast future losses to support portfolio resilience.

WHO WE HELP

Built for Lenders Managing Both Loans and Portfolios

Whether you’re underwriting a single borrower or managing millions of loans, Parse.ai adapts to your workflows and scales with your business.

Banks & Credit Unions

Accelerate commercial loan underwriting and unify portfolio data for better risk and profitability.

Credit Funds & NBFCs

Underwrite new deals, generate investment memos, and monitor portfolio risk across SME and retail books.

Fintech Lenders

Embed automated underwriting and portfolio analytics into your lending stack via APIs—built for digital scale.

Collections & Servicing Teams

Improve recoveries by predicting delinquency and optimizing collection strategies.

WHY PARSE.AI

Purpose-Built for Lending & Portfolio Management—Not Generic AI

We’re not an OCR tool or a probabilistic LLM. Parse.ai is engineered to deliver deterministic, audit ready insights for lending institutions—securely, at scale.

Domain-Trained Agents

Our AI agents are embedded with the expertise of credit analysts, risk managers, and collections specialists—trained specifically on commercial lending workflows.

Deterministic Results

Unlike probabilistic systems, our platform delivers consistent, accurate analysis without guesswork—critical for lending decisions and regulatory compliance.

Institutional Context

Customize our agents with your unique credit policies, risk frameworks, and business rules for personalized insights that align with your strategy.

Data Security

Your sensitive lending data stays secure in your private cloud environment—we never send information to external systems or third parties.

No-Code Operation

Business users can generate sophisticated analysis and models without technical expertise—no data scientists or engineers required.

Audit-Ready Documentation

Every analysis includes complete methodology, assumptions, and audit trails—ready for regulatory reviews and internal governance.

Transform the Way You Underwrite and Manage Portfolios—Today

Say goodbye to fragmented systems and manual spreadsheets. Parse.ai unifies underwriting and portfolio management on one secure platform—so you can approve faster, manage smarter, and reduce losses.

Parse.ai is currently in early access. We’re working with lenders and funds to optimize features across underwriting and portfolio management.
Join us early and shape the future of cognitive lending.