The Fastest Way to Automate Your Commercial Lending Workflows

Parse AI helps credit and compliance teams move faster, make higher quality credit decisions, and close more deals—by streamlining the behind-the-scenes credit evaluation process.

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HOW IT WORKS

From Onboarding to Underwriting—All in Minutes

Parse.ai automates the extraction of structured and unstructured client documents through a simple drag-and-drop interface. Beyond extraction, it intelligently structures client information in a context aware manner, flags any signs of anomalies or fraud and generates a comprehensive financial spreading and analysis —so your team can focus on decisions, not data prep.

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Ingest

Drag and drop any document—financial statements, bank reports, tax filings, management reports, business plans, credit reports or scanned PDFs. Parse.ai instantly receives and queues them for processing.
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Identify

The platform detects document types, sections, and content structures, even across complex, multi-format inputs.
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Parse

Accurately extracts financial and operational data, converting unstructured content into a structure that mirrors the “mental model” of a credit analyst
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Enrich

Applies custom business rules, red flag indicators, and inferred metrics tailored to your credit policy. It also establishes deeper, context-aware relationships between financial indicators—helping you uncover patterns, dependencies, and insights that go beyond spreadsheets.
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Assist

AI assistant delivers predictive insights, benchmarking, trend analysis, and anomaly detection—empowering credit analysts to make confident decisions in record time.

OUR PRODUCT

An End-to-End Credit Intelligence Suite, Powered by AI

Parse.ai brings together everything your credit and risk teams need—on one unified platform. From financial spreading to tax analysis and compliance checks, every tool is built to reduce manual work and deliver faster, smarter decisions.

Financial Spreading

Automatically extract and structure financial statements from PDFs, scanned images, and Excel sheets with high accuracy and zero rework.

Reconciliation Engine

Validate financial consistency across balance sheet, income statement, and cash flow with built-in logic and anomaly detection.

Company ITR Analysis

Parse and analyze corporate income tax returns to assess declared income, tax liabilities, and business compliance posture.

Credit Report Assessment

Summarize and interpret business credit reports—highlighting risk factors, payment history, and creditworthiness in minutes.

Risk Management Insights

Flag early warning signs using AI-based trend analysis, peer benchmarking, and key ratio monitoring—customized to your credit policy.

Compliance Automation

Parse.ai can automatically evaluate and comment on whether the Client will meet following SBA Eligibility requirements.

WHO WE HELP

Built for Credit-Driven Teams Across Financial Institutions

Whether you're underwriting commercial loans, managing credit risk, or ensuring compliance, Parse.ai adapts to your workflows and scales with your business needs.

Banks and Credit Unions

Make smarter and faster commercial lending decisions, leading to higher deal throughput and lower delinquencies driven by deeper insights—all without expanding your team.

Credit Funds

Underwrite and manage risk in your private debt business - go from onboarding to Investment Memos within a Day - Improve Asset Quality significantly as Parse can help you see through the deepest risks and blind spots in a company.

Commercial Loan Brokers and Valuation Agents

Generate Financial analysis, business projections, valuations and business plans for your business clients with higher accuracy - all in hours if not minutes.

Fintech Lenders

Integrate Parse.ai via APIs to embed automated credit intelligence into your digital lending stack—ready for scale from day one.

WHY PARSE.AI

Purpose-Built for Credit Intelligence—Not Just Document Parsing

We’re not a generic OCR tool or a basic automation script. Parse.ai is engineered from the ground up for financial institutions that demand accuracy, speed, and strategic insight in credit decisioning.

Credit-First AI Models

Our AI is trained specifically on credit workflows, financial data, and risk analysis—not just general-purpose documents.

Policy-Aligned Insights

Get actionable results that align with your internal credit policies, scoring models, and industry requirements.

Contextual Understanding

We go beyond extraction—our platform builds relationships between data points to surface meaningful patterns and dependencies.

API-Ready Architecture

Plug and play into your existing LOS, LMS, or risk platforms with developer-friendly REST APIs and webhooks.

Compliance-Ready Reports

Every output is audit-traceable and ready for regulator or internal compliance reviews—complete with rule-based validation.

Scalable & Secure

Enterprise-grade scalability with bank-level security protocols ensures you’re future-ready without compromising control.

Transform the Way You Evaluate Credit—Starting Today?

Say goodbye to manual spreadsheets, delayed decisions, and fragmented systems. Parse.ai brings speed, intelligence, and precision to your credit evaluation process—so you can focus on growing your portfolio, not cleaning up data.

Parse.ai is currently in early access. We’re actively working with lenders to optimize features and value. Be part of the journey.